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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,001 | $113,941-75.4% | $94,229-70.3% | $125,389-77.7% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | -5.70% | 5.29%-11.0pp | 10.68%-16.4pp | 282.24%-287.9pp |
| Employer contribution / active EE | $2,151 | $4,727-54.5% | $3,587-40.0% | $4,866-55.8% |
| Participant deferral / active EE | $8,168 | $5,179+57.7% | $4,320+89.1% | $5,352+52.6% |
| Admin fee / account holder | $744 | $8,392-91.1% | $6,269-88.1% | $9,541-92.2% |