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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,855 | $167,352-95.3% | $143,788-94.5% | $134,509-94.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -14.37% | 0.47%-14.8pp | -0.03%-14.3pp | 418.13%-432.5pp |
| Employer contribution / active EE | $1,619 | $5,620-71.2% | $4,952-67.3% | $4,741-65.8% |
| Participant deferral / active EE | $2,237 | $6,447-65.3% | $5,638-60.3% | $6,400-65.0% |
| Admin fee / account holder | $579 | $18,091-96.8% | $14,675-96.1% | $11,427-94.9% |