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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,370 | $102,595-71.4% | $94,057-68.8% | $154,746-81.0% |
| Participation rate | 36.4% | 76.0%-39.6pp | 73.3%-37.0pp | 80.7%-44.3pp |
| Annual return | 19.96% | 583.42%-563.5pp | 480.62%-460.7pp | 172.34%-152.4pp |
| Employer contribution / active EE | $994 | $3,147-68.4% | $2,933-66.1% | $4,379-77.3% |
| Participant deferral / active EE | $1,263 | $5,118-75.3% | $4,709-73.2% | $6,730-81.2% |
| Admin fee / account holder | $1,221 | $7,736-84.2% | $7,244-83.1% | $14,365-91.5% |