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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,208 | $96,678-89.4% | $86,640-88.2% | $139,466-92.7% |
| Participation rate | 55.6% | 74.4%-18.9pp | 71.7%-16.2pp | 80.3%-24.8pp |
| Annual return | 26.52% | 106.69%-80.2pp | 592.52%-566.0pp | 373.66%-347.1pp |
| Employer contribution / active EE | $1,261 | $3,265-61.4% | $3,024-58.3% | $4,754-73.5% |
| Participant deferral / active EE | $1,800 | $4,837-62.8% | $4,438-59.4% | $6,712-73.2% |
| Admin fee / account holder | $1,672 | $6,410-73.9% | $5,616-70.2% | $11,409-85.3% |