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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,277 | $118,708-23.1% | $98,920-7.7% | $158,982-42.6% |
| Participation rate | 50.0% | 77.8%-27.8pp | 76.0%-26.0pp | 82.0%-32.0pp |
| Annual return | 10.70% | 372.49%-361.8pp | 196.47%-185.8pp | 302.99%-292.3pp |
| Employer contribution / active EE | $883 | $3,334-73.5% | $2,689-67.2% | $4,763-81.5% |
| Participant deferral / active EE | $1,586 | $5,089-68.8% | $4,245-62.6% | $5,983-73.5% |
| Admin fee / account holder | $40,133 | $10,134+296.0% | $6,643+504.2% | $11,252+256.7% |