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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,990 | $116,203-1.0% | $93,621+22.8% | $152,897-24.8% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.8%-9.2pp | 82.5%-15.8pp |
| Annual return | 22.66% | 35.96%-13.3pp | 32.76%-10.1pp | 345.43%-322.8pp |
| Employer contribution / active EE | $2,193 | $3,219-31.9% | $2,719-19.3% | $4,764-54.0% |
| Participant deferral / active EE | $6,369 | $4,605+38.3% | $4,070+56.5% | $5,851+8.9% |
| Admin fee / account holder | $938 | $10,751-91.3% | $7,890-88.1% | $11,599-91.9% |