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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,035 | $115,814-68.0% | $101,275-63.4% | $158,982-76.7% |
| Participation rate | 71.4% | 79.4%-7.9pp | 75.8%-4.4pp | 82.0%-10.5pp |
| Annual return | 16.47% | 56.16%-39.7pp | 46.48%-30.0pp | 302.99%-286.5pp |
| Employer contribution / active EE | $8,189 | $4,176+96.1% | $3,660+123.7% | $4,763+71.9% |
| Participant deferral / active EE | $2,641 | $4,958-46.7% | $4,371-39.6% | $5,983-55.9% |
| Admin fee / account holder | $3,211 | $7,249-55.7% | $5,948-46.0% | $11,252-71.5% |