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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,681 | $97,732-61.4% | $83,831-55.1% | $135,380-72.2% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -7.10% | 1287.56%-1294.7pp | 850.99%-858.1pp | 519.81%-526.9pp |
| Employer contribution / active EE | $10,694 | $4,222+153.3% | $3,631+194.5% | $4,779+123.8% |
| Participant deferral / active EE | $4,403 | $4,683-6.0% | $4,082+7.9% | $5,609-21.5% |
| Admin fee / account holder | $3,092 | $6,675-53.7% | $5,479-43.6% | $10,828-71.4% |