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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,675 | $110,307+64.7% | $96,576+88.1% | $139,456+30.3% |
| Participation rate | 80.0% | 78.1%+1.9pp | 76.0%+4.0pp | 80.3%-0.3pp |
| Annual return | 21.14% | 26.40%-5.3pp | 25.87%-4.7pp | 373.45%-352.3pp |
| Employer contribution / active EE | $1,310 | $3,619-63.8% | $2,965-55.8% | $4,753-72.4% |
| Participant deferral / active EE | $5,745 | $5,547+3.6% | $4,851+18.4% | $6,711-14.4% |
| Admin fee / account holder | $4,625 | $11,597-60.1% | $8,253-44.0% | $11,407-59.5% |