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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,513 | $232,540-89.9% | $185,117-87.3% | $147,586-84.1% |
| Participation rate | 77.8% | 82.4%-4.6pp | 77.3%+0.5pp | 82.8%-5.1pp |
| Annual return | 14.78% | 43.03%-28.3pp | 40.50%-25.7pp | 578.59%-563.8pp |
| Employer contribution / active EE | $1,062 | $5,195-79.6% | $4,182-74.6% | $4,876-78.2% |
| Participant deferral / active EE | $2,864 | $5,834-50.9% | $5,045-43.2% | $5,439-47.3% |
| Admin fee / account holder | $1,562 | $10,275-84.8% | $8,159-80.9% | $10,886-85.7% |