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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,088 | $79,955-73.6% | $98,450-78.6% | $75,181-72.0% |
| Participation rate | 97.0% | 70.4%+26.6pp | 75.2%+21.8pp | 67.2%+29.8pp |
| Annual return | 13.47% | 19.75%-6.3pp | 21.16%-7.7pp | 160.69%-147.2pp |
| Employer contribution / active EE | $3,793 | $2,264+67.5% | $3,049+24.4% | $2,671+42.1% |
| Participant deferral / active EE | $3,638 | $3,752-3.1% | $4,739-23.2% | $4,126-11.8% |
| Admin fee / account holder | $1,629 | $6,841-76.2% | $8,961-81.8% | $5,650-71.2% |