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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,975 | $92,219-59.9% | $76,766-51.8% | $135,382-72.7% |
| Participation rate | 47.6% | 79.8%-32.2pp | 77.0%-29.3pp | 82.6%-35.0pp |
| Annual return | -7.80% | 5.46%-13.3pp | 2.43%-10.2pp | 519.77%-527.6pp |
| Employer contribution / active EE | $1,011 | $3,216-68.6% | $2,485-59.3% | $4,779-78.8% |
| Participant deferral / active EE | $1,396 | $4,508-69.0% | $3,851-63.8% | $5,609-75.1% |
| Admin fee / account holder | $2,013 | $10,749-81.3% | $6,675-69.8% | $10,829-81.4% |