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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,392 | $89,259-69.3% | $107,187-74.4% | $82,637-66.9% |
| Participation rate | 57.1% | 67.9%-10.8pp | 75.0%-17.9pp | 68.1%-10.9pp |
| Annual return | 17.74% | 21.02%-3.3pp | 204.55%-186.8pp | 53.51%-35.8pp |
| Employer contribution / active EE | $1,684 | $3,080-45.3% | $3,782-55.5% | $2,552-34.0% |
| Participant deferral / active EE | $2,643 | $4,037-34.5% | $5,096-48.1% | $4,126-35.9% |
| Admin fee / account holder | $4,655 | $7,381-36.9% | $9,162-49.2% | $7,339-36.6% |