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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,788 | $183,539-71.8% | $155,556-66.7% | $145,897-64.5% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 5.17% | 61.31%-56.1pp | 64.84%-59.7pp | 552.29%-547.1pp |
| Employer contribution / active EE | $1,763 | $5,315-66.8% | $4,675-62.3% | $4,663-62.2% |
| Participant deferral / active EE | $5,949 | $6,467-8.0% | $5,631+5.6% | $6,689-11.1% |
| Admin fee / account holder | $15,452 | $19,275-19.8% | $15,885-2.7% | $13,390+15.4% |