Filed September 29, 2025
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,637 | $58,208+9.3% | $81,812-22.2% | $80,856-21.3% |
| Participation rate | 61.7% | 63.4%-1.7pp | 72.3%-10.7pp | 67.6%-6.0pp |
| Annual return | 13.81% | 41.66%-27.9pp | 773.79%-760.0pp | 35.59%-21.8pp |
| Employer contribution / active EE | $380 | $2,340-83.7% | $2,912-86.9% | $2,755-86.2% |
| Participant deferral / active EE | $3,198 | $3,281-2.5% | $4,319-26.0% | $4,296-25.6% |
| Admin fee / account holder | $544 | $4,981-89.1% | $7,386-92.6% | $6,918-92.1% |