Filed September 29, 2025
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,518 | $54,762-47.9% | $90,281-68.4% | $72,985-60.9% |
| Participation rate | 42.7% | 65.1%-22.4pp | 73.3%-30.6pp | 69.5%-26.8pp |
| Annual return | 20.10% | 30.63%-10.5pp | 78.10%-58.0pp | 81.00%-60.9pp |
| Employer contribution / active EE | $161 | $2,092-92.3% | $2,854-94.3% | $2,440-93.4% |
| Participant deferral / active EE | $1,066 | $2,887-63.1% | $3,885-72.6% | $3,607-70.5% |
| Admin fee / account holder | $868 | $3,972-78.2% | $5,351-83.8% | $5,124-83.1% |