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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,697 | $115,814-87.3% | $101,275-85.5% | $158,982-90.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 9.04% | 56.16%-47.1pp | 46.48%-37.4pp | 302.99%-294.0pp |
| Employer contribution / active EE | $1,071 | $4,176-74.3% | $3,660-70.7% | $4,763-77.5% |
| Participant deferral / active EE | $1,556 | $4,958-68.6% | $4,371-64.4% | $5,983-74.0% |
| Admin fee / account holder | $5,393 | $7,249-25.6% | $5,948-9.3% | $11,252-52.1% |