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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,629 | $56,197-40.2% | $67,652-50.3% | $59,633-43.6% |
| Participation rate | 75.9% | 71.5%+4.5pp | 75.7%+0.3pp | 68.7%+7.3pp |
| Annual return | -1.59% | 18508.10%-18509.7pp | 6625.40%-6627.0pp | 2041.45%-2043.0pp |
| Employer contribution / active EE | $1,154 | $1,615-28.5% | $2,266-49.1% | $2,203-47.6% |
| Participant deferral / active EE | $2,515 | $2,844-11.6% | $3,560-29.3% | $3,192-21.2% |
| Admin fee / account holder | $5,786 | $3,958+46.2% | $4,821+20.0% | $4,297+34.6% |