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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,913 | $180,459+3.0% | $154,108+20.6% | $135,380+37.3% |
| Participation rate | 83.3% | 87.4%-4.1pp | 83.0%+0.3pp | 82.6%+0.7pp |
| Annual return | -8.84% | 888.21%-897.0pp | 735.21%-744.0pp | 519.81%-528.6pp |
| Employer contribution / active EE | $3,270 | $6,035-45.8% | $5,298-38.3% | $4,779-31.6% |
| Participant deferral / active EE | $8,443 | $5,806+45.4% | $5,081+66.2% | $5,609+50.5% |
| Admin fee / account holder | $2,517 | $16,145-84.4% | $13,411-81.2% | $10,828-76.8% |