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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,150 | $55,002+2.1% | $59,883-6.2% | $56,287-0.2% |
| Participation rate | 58.7% | 75.9%-17.2pp | 74.7%-16.0pp | 69.9%-11.2pp |
| Annual return | -1.57% | 1.13%-2.7pp | 3.46%-5.0pp | -9.96%+8.4pp |
| Employer contribution / active EE | $906 | $2,448-63.0% | $2,722-66.7% | $2,111-57.1% |
| Participant deferral / active EE | $2,450 | $3,121-21.5% | $3,402-28.0% | $3,350-26.9% |
| Admin fee / account holder | $119 | $236-49.3% | $3,591-96.7% | $521-77.1% |