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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,842 | $198,457+17.3% | $170,435+36.6% | $147,586+57.8% |
| Participation rate | 88.9% | 88.0%+0.9pp | 83.6%+5.3pp | 82.8%+6.1pp |
| Annual return | 16.62% | 257.30%-240.7pp | 205.94%-189.3pp | 578.59%-562.0pp |
| Employer contribution / active EE | $8,127 | $6,183+31.4% | $5,432+49.6% | $4,876+66.7% |
| Participant deferral / active EE | $5,626 | $5,629-0.1% | $4,939+13.9% | $5,439+3.5% |
| Admin fee / account holder | $2,127 | $16,852-87.4% | $13,881-84.7% | $10,886-80.5% |