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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,937 | $167,504-69.0% | $151,628-65.7% | $134,509-61.4% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -22.03% | 7.81%-29.8pp | 3.34%-25.4pp | 418.13%-440.2pp |
| Employer contribution / active EE | $25,639 | $6,828+275.5% | $6,165+315.9% | $4,741+440.8% |
| Participant deferral / active EE | $16,065 | $8,985+78.8% | $8,363+92.1% | $6,400+151.0% |
| Admin fee / account holder | $3,254 | $13,779-76.4% | $11,613-72.0% | $11,427-71.5% |