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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,546 | $93,598-64.2% | $135,974-75.3% | $75,173-55.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 19.38% | 30.89%-11.5pp | 68.30%-48.9pp | 160.72%-141.3pp |
| Employer contribution / active EE | $3,795 | $3,538+7.3% | $4,859-21.9% | $2,671+42.1% |
| Participant deferral / active EE | $8,288 | $6,405+29.4% | $7,760+6.8% | $4,126+100.9% |
| Admin fee / account holder | $1,704 | $6,978-75.6% | $10,767-84.2% | $5,651-69.8% |