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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,904 | $98,776-84.9% | $149,745-90.0% | $79,856-81.3% |
| Participation rate | 73.0% | 75.8%-2.8pp | 82.5%-9.5pp | 69.6%+3.3pp |
| Annual return | 22.91% | 27.38%-4.5pp | 276.72%-253.8pp | 31.71%-8.8pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,646-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,194 | $5,681-79.0% | $6,843-82.5% | $3,741-68.1% |
| Admin fee / account holder | $622 | $6,053-89.7% | $9,312-93.3% | $5,306-88.3% |