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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,526 | $84,685+63.6% | $73,836+87.6% | $125,389+10.5% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.4%+26.6pp | 83.2%+16.8pp |
| Annual return | -1.32% | 3123.80%-3125.1pp | 2268.06%-2269.4pp | 282.24%-283.6pp |
| Employer contribution / active EE | $19,274 | $3,123+517.1% | $2,787+591.5% | $4,866+296.1% |
| Participant deferral / active EE | $9,572 | $3,993+139.7% | $3,583+167.1% | $5,352+78.9% |
| Admin fee / account holder | $841 | $5,694-85.2% | $4,882-82.8% | $9,541-91.2% |