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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,025 | $127,386-71.7% | $115,037-68.7% | $125,388-71.3% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -2.62% | 31.28%-33.9pp | 26.14%-28.8pp | 282.24%-284.9pp |
| Employer contribution / active EE | $3,005 | $5,166-41.8% | $4,608-34.8% | $4,866-38.2% |
| Participant deferral / active EE | $2,633 | $6,423-59.0% | $6,026-56.3% | $5,352-50.8% |
| Admin fee / account holder | $1,888 | $9,516-80.2% | $8,175-76.9% | $9,541-80.2% |