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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,892 | $99,345-79.0% | $84,753-75.3% | $273,972-92.4% |
| Participation rate | 60.0% | 80.7%-20.7pp | 76.6%-16.6pp | 83.0%-23.0pp |
| Annual return | 13.51% | 22.93%-9.4pp | 22.78%-9.3pp | 41.46%-27.9pp |
| Employer contribution / active EE | $1,921 | $4,214-54.4% | $3,574-46.3% | $4,869-60.5% |
| Participant deferral / active EE | $2,486 | $4,270-41.8% | $3,712-33.0% | $5,287-53.0% |
| Admin fee / account holder | $393 | $6,645-94.1% | $5,333-92.6% | $10,133-96.1% |