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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,042 | $53,777-66.5% | $134,155-86.6% | $79,858-77.4% |
| Participation rate | 75.8% | 58.8%+17.0pp | 72.2%+3.6pp | 69.6%+6.1pp |
| Annual return | 18.20% | 19.01%-0.8pp | 36.34%-18.1pp | 31.72%-13.5pp |
| Employer contribution / active EE | $412 | $1,321-68.8% | $3,705-88.9% | $2,471-83.3% |
| Participant deferral / active EE | $2,611 | $2,420+7.9% | $3,500-25.4% | $3,740-30.2% |
| Admin fee / account holder | $450 | $3,984-88.7% | $6,685-93.3% | $5,306-91.5% |