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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,861 | $93,589+85.8% | $135,942+27.9% | $75,181+131.3% |
| Participation rate | 68.9% | 75.2%-6.3pp | 81.9%-13.1pp | 67.2%+1.7pp |
| Annual return | 17.38% | 30.90%-13.5pp | 68.28%-50.9pp | 160.69%-143.3pp |
| Employer contribution / active EE | $1,011 | $3,537-71.4% | $4,858-79.2% | $2,671-62.1% |
| Participant deferral / active EE | $8,935 | $6,405+39.5% | $7,759+15.2% | $4,126+116.6% |
| Admin fee / account holder | $32,297 | $6,977+362.9% | $10,764+200.0% | $5,650+471.7% |