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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $805,508 | $114,073+606.1% | $96,161+737.7% | $167,518+380.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 18.68% | 189.95%-171.3pp | 192.01%-173.3pp | 478.71%-460.0pp |
| Employer contribution / active EE | $18,361 | $3,428+435.5% | $2,798+556.2% | $4,838+279.5% |
| Participant deferral / active EE | $10,695 | $5,195+105.9% | $4,349+145.9% | $6,342+68.6% |
| Admin fee / account holder | $313 | $6,899-95.5% | $5,538-94.4% | $12,312-97.5% |