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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,374 | $78,705-63.9% | $117,860-75.9% | $70,124-59.5% |
| Participation rate | 87.5% | 73.2%+14.3pp | 79.7%+7.8pp | 69.5%+18.0pp |
| Annual return | 16.82% | 23.30%-6.5pp | 335.10%-318.3pp | 73.14%-56.3pp |
| Employer contribution / active EE | $1,388 | $2,223-37.6% | $3,786-63.3% | $2,342-40.8% |
| Participant deferral / active EE | $2,619 | $3,297-20.6% | $4,482-41.6% | $3,332-21.4% |
| Admin fee / account holder | $692 | $5,065-86.3% | $8,021-91.4% | $4,645-85.1% |