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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,402 | $69,977-68.0% | $108,582-79.4% | $62,881-64.4% |
| Participation rate | 96.3% | 72.9%+23.4pp | 79.6%+16.7pp | 69.3%+27.0pp |
| Annual return | 11.04% | 10.73%+0.3pp | -51.70%+62.7pp | 20.14%-9.1pp |
| Employer contribution / active EE | $1,484 | $2,135-30.5% | $3,758-60.5% | $2,281-34.9% |
| Participant deferral / active EE | $2,833 | $3,165-10.5% | $4,311-34.3% | $3,203-11.5% |
| Admin fee / account holder | $528 | $5,076-89.6% | $7,645-93.1% | $4,296-87.7% |