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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,732 | $95,193-47.8% | $76,523-35.0% | $135,382-63.3% |
| Participation rate | 85.7% | 74.4%+11.3pp | 68.0%+17.7pp | 82.6%+3.1pp |
| Annual return | -7.02% | 4.85%-11.9pp | -0.27%-6.7pp | 519.77%-526.8pp |
| Employer contribution / active EE | $1,140 | $3,302-65.5% | $2,647-56.9% | $4,779-76.1% |
| Participant deferral / active EE | $4,191 | $4,639-9.7% | $3,835+9.3% | $5,609-25.3% |
| Admin fee / account holder | $2,301 | $6,249-63.2% | $4,848-52.5% | $10,829-78.8% |