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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,360 | $93,064+118.5% | $74,577+172.7% | $273,970-25.8% |
| Participation rate | 53.8% | 74.9%-21.1pp | 68.1%-14.3pp | 83.0%-29.2pp |
| Annual return | 5.99% | 26.18%-20.2pp | 20.47%-14.5pp | 41.46%-35.5pp |
| Employer contribution / active EE | $1,037 | $3,160-67.2% | $2,525-58.9% | $4,869-78.7% |
| Participant deferral / active EE | $5,782 | $4,160+39.0% | $3,458+67.2% | $5,287+9.4% |
| Admin fee / account holder | $1,542 | $5,273-70.8% | $4,138-62.7% | $10,132-84.8% |