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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,913 | $154,228+25.7% | $145,433+33.3% | $137,256+41.3% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 80.0%0pp |
| Annual return | 59.88% | 74.59%-14.7pp | 66.58%-6.7pp | 220.34%-160.5pp |
| Employer contribution / active EE | $5,392 | $4,804+12.2% | $4,554+18.4% | $4,156+29.7% |
| Participant deferral / active EE | $15,776 | $8,216+92.0% | $7,897+99.8% | $6,407+146.2% |
| Admin fee / account holder | $2,507 | $14,344-82.5% | $13,129-80.9% | $12,270-79.6% |