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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,705 | $175,257+16.2% | $149,717+36.1% | $139,456+46.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 16.42% | 166.70%-150.3pp | 134.41%-118.0pp | 373.45%-357.0pp |
| Employer contribution / active EE | $7,140 | $5,477+30.4% | $4,820+48.1% | $4,753+50.2% |
| Participant deferral / active EE | $26,250 | $6,521+302.5% | $5,682+362.0% | $6,711+291.1% |
| Admin fee / account holder | $796 | $16,156-95.1% | $13,213-94.0% | $11,407-93.0% |