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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,141 | $150,445-20.1% | $136,297-11.9% | $147,585-18.6% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 13.44% | 1049.14%-1035.7pp | 5156.16%-5142.7pp | 578.57%-565.1pp |
| Employer contribution / active EE | $3,199 | $5,256-39.1% | $4,696-31.9% | $4,876-34.4% |
| Participant deferral / active EE | $8,369 | $6,631+26.2% | $6,247+34.0% | $5,439+53.9% |
| Admin fee / account holder | $55,797 | $10,906+411.6% | $9,244+503.6% | $10,885+412.6% |