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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $175 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,098 | $42,396-57.3% | $67,313-73.1% | $56,287-67.8% |
| Participation rate | 30.3% | 61.0%-30.7pp | 69.1%-38.8pp | 69.9%-39.6pp |
| Annual return | -7.19% | -36.63%+29.4pp | -4.08%-3.1pp | -9.96%+2.8pp |
| Employer contribution / active EE | $155 | $1,414-89.0% | $2,566-94.0% | $2,111-92.7% |
| Participant deferral / active EE | $919 | $2,360-61.1% | $3,568-74.3% | $3,350-72.6% |
| Admin fee / account holder | $149 | $510-70.7% | $4,507-96.7% | $521-71.3% |