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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,219 | $148,623+83.2% | $135,974+100.2% | $139,466+95.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 12.46% | 79.30%-66.8pp | 68.30%-55.8pp | 373.66%-361.2pp |
| Employer contribution / active EE | $3,882 | $5,246-26.0% | $4,859-20.1% | $4,754-18.3% |
| Participant deferral / active EE | $13,289 | $8,103+64.0% | $7,760+71.2% | $6,712+98.0% |
| Admin fee / account holder | $3,650 | $12,406-70.6% | $10,767-66.1% | $11,409-68.0% |