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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,916 | $166,131-32.6% | $164,975-32.2% | $145,877-23.3% |
| Participation rate | 68.2% | 82.0%-13.8pp | 78.6%-10.4pp | 80.3%-12.1pp |
| Annual return | 9.32% | 100.37%-91.0pp | 70.12%-60.8pp | 551.28%-542.0pp |
| Employer contribution / active EE | $3,155 | $5,276-40.2% | $4,343-27.4% | $4,663-32.3% |
| Participant deferral / active EE | $5,382 | $6,962-22.7% | $6,033-10.8% | $6,691-19.6% |
| Admin fee / account holder | $21,757 | $16,648+30.7% | $12,688+71.5% | $13,402+62.3% |