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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,449 | $135,645-40.0% | $110,243-26.1% | $135,379-39.8% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -4.44% | 513.24%-517.7pp | 314.76%-319.2pp | 519.79%-524.2pp |
| Employer contribution / active EE | $2,807 | $4,907-42.8% | $3,827-26.6% | $4,779-41.3% |
| Participant deferral / active EE | $8,049 | $5,507+46.2% | $4,672+72.3% | $5,609+43.5% |
| Admin fee / account holder | $2,430 | $11,458-78.8% | $8,548-71.6% | $10,828-77.6% |