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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,225 | $118,695-25.7% | $98,916-10.8% | $158,950-44.5% |
| Participation rate | 63.6% | 77.8%-14.2pp | 76.0%-12.4pp | 82.0%-18.3pp |
| Annual return | 17.31% | 372.39%-355.1pp | 196.45%-179.1pp | 302.91%-285.6pp |
| Employer contribution / active EE | $1,588 | $3,333-52.3% | $2,689-40.9% | $4,762-66.6% |
| Participant deferral / active EE | $4,075 | $5,088-19.9% | $4,245-4.0% | $5,983-31.9% |
| Admin fee / account holder | $2,415 | $10,132-76.2% | $6,642-63.6% | $11,248-78.5% |