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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $1,098 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,940 | $21,965+4.4% | $59,496-61.4% | $59,188-61.2% |
| Participation rate | 17.1% | 32.6%-15.5pp | 54.6%-37.5pp | 69.4%-52.3pp |
| Annual return | -1.52% | 22.15%-23.7pp | 182.05%-183.6pp | 5.51%-7.0pp |
| Employer contribution / active EE | $0 | $316-100.0% | $1,153-100.0% | $2,098-100.0% |
| Participant deferral / active EE | $555 | $732-24.1% | $1,829-69.6% | $3,265-83.0% |
| Admin fee / account holder | $49 | $74-34.1% | $2,232-97.8% | $92-46.8% |