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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,637 | $134,817+28.8% | $123,973+40.1% | $155,188+11.9% |
| Participation rate | 50.0% | 79.4%-29.4pp | 76.7%-26.7pp | 80.8%-30.8pp |
| Annual return | 14.60% | 515.49%-500.9pp | 388.13%-373.5pp | 148.84%-134.2pp |
| Employer contribution / active EE | $36,108 | $4,425+716.0% | $4,126+775.2% | $4,248+750.0% |
| Participant deferral / active EE | $65,748 | $5,706+1052.2% | $5,247+1153.1% | $6,531+906.7% |
| Admin fee / account holder | $39,679 | $13,245+199.6% | $11,799+236.3% | $14,480+174.0% |