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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,885 | $63,342+71.9% | $92,236+18.1% | $70,131+55.3% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 22.31% | 530.15%-507.8pp | 176.29%-154.0pp | 73.14%-50.8pp |
| Employer contribution / active EE | $6,230 | $2,471+152.1% | $3,679+69.3% | $2,342+166.0% |
| Participant deferral / active EE | $7,046 | $2,854+146.9% | $3,897+80.8% | $3,332+111.5% |
| Admin fee / account holder | $5,595 | $3,840+45.7% | $5,194+7.7% | $4,645+20.4% |