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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,778 | $175,259+123.5% | $149,723+161.7% | $139,487+180.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 19.12% | 166.82%-147.7pp | 134.50%-115.4pp | 373.84%-354.7pp |
| Employer contribution / active EE | $25,215 | $5,478+360.3% | $4,821+423.0% | $4,755+430.3% |
| Participant deferral / active EE | $15,458 | $6,522+137.0% | $5,682+172.0% | $6,713+130.3% |
| Admin fee / account holder | $28,864 | $16,158+78.6% | $13,215+118.4% | $11,407+153.0% |