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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,018 | $209,422+74.3% | $178,503+104.5% | $158,982+129.6% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 0.06% | 188.81%-188.8pp | 151.12%-151.1pp | 302.99%-302.9pp |
| Employer contribution / active EE | $14,791 | $5,707+159.2% | $5,011+195.2% | $4,763+210.6% |
| Participant deferral / active EE | $9,474 | $5,955+59.1% | $5,202+82.1% | $5,983+58.3% |
| Admin fee / account holder | $242,708 | $17,079+1321.1% | $13,987+1635.2% | $11,252+2057.1% |