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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,203 | $77,816-27.8% | $123,552-54.5% | $64,173-12.4% |
| Participation rate | 92.6% | 74.7%+17.9pp | 82.3%+10.3pp | 69.6%+23.0pp |
| Annual return | -8.32% | 12.49%-20.8pp | 119.20%-127.5pp | 7.63%-16.0pp |
| Employer contribution / active EE | $2,662 | $3,014-11.7% | $4,628-42.5% | $2,381+11.8% |
| Participant deferral / active EE | $6,766 | $5,240+29.1% | $6,426+5.3% | $3,470+95.0% |
| Admin fee / account holder | $9,322 | $5,519+68.9% | $9,285+0.4% | $4,887+90.7% |