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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,540 | $82,674+233.3% | $125,363+119.8% | $68,495+302.3% |
| Participation rate | 95.7% | 75.0%+20.6pp | 82.4%+13.3pp | 67.9%+27.8pp |
| Annual return | -15.84% | -5.97%-9.9pp | 572.15%-588.0pp | -7.84%-8.0pp |
| Employer contribution / active EE | $3,146 | $3,382-7.0% | $4,815-34.7% | $2,596+21.2% |
| Participant deferral / active EE | $12,992 | $6,111+112.6% | $7,447+74.5% | $4,028+222.6% |
| Admin fee / account holder | $22,006 | $6,276+250.6% | $10,005+119.9% | $5,403+307.3% |