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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,570 | $77,816+11.2% | $123,549-29.9% | $64,181+34.9% |
| Participation rate | 65.3% | 74.7%-9.4pp | 82.3%-17.0pp | 69.6%-4.2pp |
| Annual return | -4.41% | 12.49%-16.9pp | 119.20%-123.6pp | 7.63%-12.0pp |
| Employer contribution / active EE | $1,542 | $3,014-48.9% | $4,628-66.7% | $2,381-35.2% |
| Participant deferral / active EE | $4,783 | $5,240-8.7% | $6,426-25.6% | $3,470+37.9% |
| Admin fee / account holder | $4,409 | $5,519-20.1% | $9,284-52.5% | $4,887-9.8% |